（2015）深福法民二初字第2756-2769、2771-2807、2809-2825、2840-2855、2857-2868、2870-2883、2885-2901、2904-2906号
裁判日期: 2015-05-27
公开日期: 2015-10-15
案件名称
交通银行股份有限公司深圳分行与刘慧群信用卡纠纷一审民事判决书
法院
深圳市福田区人民法院
所属地区
深圳市
案件类型
民事案件
审理程序
一审
当事人
交通银行股份有限公司深圳分行,廖某等人
案由
信用卡纠纷
法律依据
《中华人民共和国合同法》：第八条第一款，第一百零七条，第二百零七条；《中华人民共和国民事诉讼法（2013年）》：第六十四条第一款，第一百四十四条
全文
广东省深圳市福田区人民法院民 事 判 决 书（2015）深福法民二初字第2756-2769、2771-2807、2809-2825、2840-2855、2857-2868、2870-2883、2885-2901、2904-2906号原告交通银行股份有限公司深圳分行，住所地广东省深圳市福田区深南中路2066号华能大厦1、2、3、14、15、16、17层，组织机构代码45576985-2。负责人郭莽，该分行行长。委托代理人宋国利，广东弘君律师事务所律师。委托代理人庄梦蓝，广东弘君律师事务所实习律师。被告廖某等人（被告信息详见附表1）。原告交通银行股份有限公司深圳分行诉被告廖某等人信用卡纠纷一百三十案，本院受理后，依法适用普通程序，公开开庭进行审理。原告委托代理人宋国利到庭参加诉讼，各被告经本院合法传唤无正当理由均未到庭应诉，本院依法缺席审理。上述案件现已审理终结。原告因各被告拖欠信用卡欠款未还，特向本院提起诉讼，请求判令各被告偿付原告信用卡欠款本金、利息、分期手续费及滞纳金等费用（本金、利息、分期手续费及滞纳金等费用数额详见附表1，利息及滞纳金等费用暂计截止日详见附表1，此后按《领用合约》规定继续计至清偿之日止）并分别承担各案诉讼费用。本院基于查明的事实，依照《中华人民共和国合同法》第八条、第一百零七条、第二百零七条，《中华人民共和国民事诉讼法》第六十四条第一款、第一百四十四条之规定，判决如下：一、被告廖某等人应在本判决生效之日起十日内，分别偿还原告交通银行股份有限公司深圳分行信用卡欠款本金、利息及滞纳金等费用［本金、利息及滞纳金等费用的数额及暂计截止日详见判决书附表2，此后的利息及滞纳金等费用仍按原、被告双方在《领用合约》约定的计付标准（详见判决书附表2备注）计至本判决确定的给付期届满之日止］。二、驳回原告交通银行股份有限公司深圳分行的其他诉讼请求。如各被告未按本判决指定的期间履行给付金钱义务，则应当依照《中华人民共和国民事诉讼法》第二百五十三条之规定，加倍支付迟延履行期间的债务利息。案件受理费数额详见附表2（已由原告预交），原、被告负担部分详见附表2。如不服本判决，可在判决书送达之日起十五日内，向本院提交上诉状及副本一式二份，并按规定预交上诉案件受理费，上诉于广东省深圳市中级人民法院。当事人上诉的，应在收到交费通知次日起七日内预交上诉案件受理费。逾期不交的，按自动撤回上诉处理。审 判 长 郭奕好人民陪审员 谭文英人民陪审员 丁晓晨二〇一五年五月二十七日书 记 员 张乐艺下续附表：判决书附表1单位（人民币）：元序号案号姓名性别民族本金利息滞纳金等费用分期手续费合计截止日期12756廖某男汉59002262.34283.1308445.472014／8／2122757崔某甲男汉59002210.8263.8508374.652014／8／2132758邓某甲男汉1769.863915.57854.606540.032014／8／442759顾某女汉3331.291667.48229.4405228.212014／8／1752760温某甲女汉20042.859671.121399.66031113.632014／10／362761吴某甲男汉49082.9822502.962887.83074473.772014／10／672762乐某甲男汉31887.6416231.83698.13051817.572014／10／1482763丁某甲男汉12331.166781.22814.59019926.972014／10／292764李某甲男汉21753.3412218.681890.86035862.882014／10／3102765张某甲男汉20780.1610966.861531.94033278.962014／10／5112766李某甲男汉36953.7619444.562555.53058953.852014／10／5122767豆某甲男汉56208.3226899.276051.682712.591871.782014／10／6132768丁某女汉23906.2212654.441723.27038283.932014／10／6142769唐某男汉30283.4514540.766145.652667.553637.42014／10／9152771王某男汉24623.7712943.331817.54039384.642014／10／12162772张某女土家39629.8924741.444267.46068638.792014／10／19172773赵某甲女汉48834.5525824.513500.07078159.132014／10／17182774刘某甲女汉2694611764.672148.24040858.912014／10／17192775陈某甲男汉31296.3113110.610044406.922014／10／18202776吴某甲男汉5596.932855.8325.108777.832014／10／23212777吴某甲男汉23232.111192.261398.63035822.992014／10／23222778林某甲男汉22314.1610308.491777.852851.237251.72014／10／15232779郭某男汉29919.614723.541202.5045845.642014／10／7242780李某女汉32543.116647.391354.19050544.682014／10／3252781赵某甲男汉23960.7911178.962370.032943.440453.142014／10／3262782吴某甲男汉14168.438765.521428.74024362.692014／10／6272783刘某甲男汉20865.2210580.6864.53032310.352014／10／3282784吕某甲女汉31974.1116158.552023.59050156.252014／10／6292785陈某甲男汉30271.6115728.342504.83048504.782014／10／6302786王某甲男汉24980.0712624.494952.64042557.22014／10／7312787钟某甲男汉25350.8912780.411308.51039439.812014／10／4322788谢某甲男汉38007.9118280.814185.01060473.732014／10／11332789胡某男汉28148.913306.853660.341324.846440.892014／10／12342790桂某甲男汉7732.393952.98512.4012197.772014／10／13352791邓某甲男汉3521.481742.81114.0805378.372014／10／14362792王某女汉49033.625460.453194.83077688.882014／10／14372793黄某甲男汉16828.877797.083493.99028119.942014／10／29382794林某甲男汉29959.0715505.232813.42048277.722014／10／14392795王某男汉2196.462094.55292.9304583.942014／10／15402796钟某甲男汉21850.8711060.76956.86033868.492014／10／15412797尹某甲男汉24395.2311782.342821.471796.440795.442014／10／16422798黄某甲男汉49282.722303.321394.47199.980180.352014／10／17432799徐某甲男汉19884.9210821.37874.24031580.532014／10／18442800叶某甲男汉38917.1919555.252625.23061097.672014／10／21452801杨某男汉29997.214414.542195.7046607.442014／10／21462802林某甲男汉35913.8115212.66823.584434.656384.672014／10／3472803舒某甲男苗23652.5711943.68935.71036531.962014／10／3482804张某甲女汉25177.8411656.231449.79769.6639053.522014／10／5492805高某甲男汉88595607.311330.64400.9916197.942014／10／26502806修某甲男汉26967.1812208.691100.431765.242041.492014／10／6512807刘某甲男汉22731.5110610.121357.69100835707.322014／10／9522809文某甲男汉35381.316370.32960.09052711.712014／10／12532810黎某甲女汉57799.328620.833676.192030.392126.632014／10／16542811吴某甲男汉27135.313398.9964.64041498.842014／10／17552812李某男回23989.2611545.22833.95036368.432014／11／4562813张某甲男汉23604.2511389.9787.84035781.992014／11／16572814钟某甲女汉21622.611610.761637.68034871.042014／11／3582815王某甲男汉24975.111807.792635.65039418.542014／11／2592816苏某甲女汉18613.839223.32859.98028697.132014／11／21602817沙某甲男汉38974.6918064.81950.79057990.292014／11／18612818沈某甲女汉24944.2811995.81035.53037975.612014／11／7622819谢某甲男汉24960.0612650.131685.95039296.142014／11／4632820贾某甲男汉41498.0618917.3510048.26070463.672014／11／4642821贾某甲男汉5533.432810.92754.0209098.372014／11／4652822熊某甲男汉23900.179936.870033837.042014／11／22662823王某甲男汉3782.813173.31916.4208872.532014／11／11672824杜某甲女汉33989.7817945.592423.69054359.062014／11／6682825李某甲男汉34966.9216393.845755.98057116.742014／11／22692840廖某甲男汉28046.5814795.263333.84046175.682014／11／18702841丘某甲男汉78019.4834101.4812614.610124735.62014／11／4712842唐某男汉49963.724394.857894.63082253.182014／11／11722843李某甲男汉49721.6822812.247261.97079795.892014／11／5732844费某甲男汉18093.059734.092101.49029928.632014／11／2742845陈某甲女汉29545.2413317.32132.73044995.272014／11／17752846刘某甲男汉31812.5713831.294336.25049980.112014／11／7762847罗某男汉20179.229702.27648.55030530.042014／11／19772848李某甲男汉181989.7985910.9143084.590310985.32014／11／24782849王某男汉34804.0615445.735177.68055427.472014／11／15792850黎某男汉29881.1714993.723795.51048670.42014／11／21802851郑某甲男朝鲜20588.829454.132330.02032372.972014／11／21812852郑某甲男朝鲜12123.066163.79384.92018671.772014／11／21822853蔡某甲男汉23964.8411638.965142.18040745.982014／11／23832854刘某男汉194360.3186078.5232274.890312713.72014／11／15842855李某女汉19415.939564.323818.59032798.842014／11／6852857郑某甲男汉48572.5121208.161264.99071045.662014／11／23862858赵某甲男汉71092.9631055.39843.240102991.62014／11／15872859黄某男汉50465.5526599.843568.82080634.212014／11／17882860黄某男汉23197.6510134.630033332.282014／11／23892861高某男汉21941.0711229.49800.75033971.312014／11／10902862陈某甲女汉159659.5675484.219293.090254436.92014／11／9912863周某甲男汉29870.2615727.141270.83046868.232014／11／24922864方某甲男汉46954.7125740.522037.1074732.332014／11／24932865熊某男汉21897.4211031.69906.53033835.642014／11／3942866方某甲男汉16292.428635.711025.02025953.152014／11／6952867张某甲男汉21666.710275.083311.93035253.712014／11／16962868李某甲男汉29001838.49351.5405090.032014／11／16972870曾某男汉51534.5124856.748884.63085275.882014／12／7982871刘某甲男汉48866.120564.723241.26072672.082014／11／11992872廖某甲男汉47132.5122778.962487.72072399.192014／12／61002873宋某甲男汉38509.5318051.55449.82062010.852014／12／41012874黄某甲男壮35944.9318078.291827.93055851.152014／12／21022875盛某甲男汉33241.8315901.531253.86050397.222014／11／131032876杨某甲男汉29961.5313856.93927.14044745.602014／11／161042877沈某甲男汉25902.2412558.783352.09041813.112014／12／81052878张某甲男汉25792.6312964.811843.63040601.072014／12／21062879张某甲男汉24975.3610924.752599.64038499.752014／11／141072880江某甲男汉23375.1512504.031902.44037781.622014／12／21082881纪某甲男汉23989.7812613.861710.35038313.992014／12／21092882毕某甲男汉24928.4111057.431416.64037402.482014／11／111102883余某甲男汉23755.8812291.741719.24037766.862014／12／61112885方某甲女汉23241.5111098.922571.5036911.932014／12／61122886陈某男汉22296.410797.733139.81036233.942014／12／31132887田某男汉21596.710162.783362.47035121.952014／12／51142888尹某甲男汉21994.4711059.71876.83033931.012014／12／21152889许某甲女汉20892.1210991.461511.81033395.392014／12／81162890曾某甲男汉16635.679819.042031.81028486.522014／12／91172891潘某甲女汉18273.2911472.551908.85031654.692014／12／21182892谢某甲女汉19996.599749.421331.21031077.222014／12／51192893李某甲男汉19936.2310023.29825.93030785.452014／12／71202894胡某男汉19956.779614.371053.1030624.242014／12／71212895宗某甲男汉18956.079119.91394.64028470.622014／12／21222896邓某甲女汉15231.348938.51953.25025123.102014／12／31232897吴某甲男汉9018.529012.31227.24019258.062014／12／31242898盛某甲男汉16720.738077.81662.85025461.392014／11／131252899叶某甲男汉16369.078170.61135.94025675.612014／12／61262900江某男汉15989.747519.581679.58025188.902014／12／31272901郑某甲男汉15898.577824.09782.57024505.232014／11／131282904梁某甲女汉12018.435634.191023.54018676.162014／12／61292905高某甲女汉25410.0311653.635625.02042688.682014／12／91302906费某甲男汉23834.7411422.844861.01040118.592014／12／10判决书附表2单位（人民币）：元序号案号姓名本金利息滞纳金等费用起诉金额截止日期诉讼费应该承担被告承担12756廖某59002262.34283.138445.472014／8／215005022757崔某甲59002210.8263.858374.652014／8／215005032758邓某甲1769.863915.57854.66540.032014／8／45005042759顾某3331.291667.48229.445228.212014／8／175005052760温某甲20042.859671.121399.6631113.632014／10／3577.840577.8462761吴某甲49082.9822502.962887.8374473.772014／10／61661.8401661.8472762乐某甲31887.6416231.83698.1351817.572014／10／141095.4301095.4382763丁某甲12331.166781.22814.5919926.972014／10／2298.170298.1792764李某甲21753.3412218.681890.8635862.882014／10／3696.570696.57102765张某甲20780.1610966.861531.9433278.962014／10／5631.970631.97112766李某甲36953.7619444.562555.5358953.852014／10／51273.8401273.84122767豆某甲56208.3226899.276051.6889159.272014／10／62096.7961.912034.88132768丁某23906.2212654.441723.2738283.932014／10／6757.090757.09142769唐某30283.4514540.766145.6550969.862014／10／91140.9356.751084.18152771王某24623.7712943.331817.5439384.642014／10／12784.610784.61162772张某39629.8924741.444267.4668638.792014／10／191515.9601515.96172773赵某甲48834.5525824.513500.0778159.132014／10／171753.9701753.97182774刘某甲2694611764.672148.2440858.912014／10／17821.470821.47192775陈某甲31296.3113110.61044406.922014／10／18910.170910.17202776吴某甲5596.932855.8325.18777.832014／10／2350050212777吴某甲23232.111192.261398.6335822.992014／10／23695.570695.57222778林某甲22314.1610308.491777.8534400.52014／10／15731.2955.98675.31232779郭某29919.614723.541202.545845.642014／10／7946.140946.14242780李某32543.116647.391354.1950544.682014／10／31063.6101063.61252781赵某甲23960.7911178.962370.0337509.782014／10／3811.3259.04752.28262782吴某甲14168.438765.521428.7424362.692014／10／6409.060409.06272783刘某甲20865.2210580.6864.5332310.352014／10／3607.750607.75282784吕某甲31974.1116158.552023.5950156.252014／10／61053.901053.9292785陈某甲30271.6115728.342504.8348504.782014／10／61012.6101012.61302786王某甲24980.0712624.494952.6442557.22014／10／7863.930863.93312787钟某甲25350.8912780.411308.5139439.812014／10／4785.990785.99322788谢某甲38007.9118280.814185.0160473.732014／10／111311.8401311.84332789胡某28148.913306.853660.3445116.092014／10／12961.0227.42933.6342790桂某甲7732.393952.98512.412197.772014／10／13104.940104.94352791邓某甲3521.481742.81114.085378.372014／10／1450050362792王某49033.625460.453194.8377688.882014／10／141742.2201742.22372793黄某甲16828.877797.083493.9928119.942014／10／29502.990502.99382794林某甲29959.0715505.232813.4248277.722014／10／141006.9401006.94392795王某2196.462094.55292.934583.942014／10／1550050402796钟某甲21850.8711060.76956.8633868.492014／10／15646.710646.71412797尹某甲24395.2311782.342821.4738999.042014／10／16819.8836.11783.77422798黄某甲49282.722303.321394.472980.422014／10／171804.5162.041642.46432799徐某甲19884.9210821.37874.2431580.532014／10／18589.510589.51442800叶某甲38917.1919555.252625.2361097.672014／10／211327.4401327.44452801杨某29997.214414.542195.746607.442014／10／21965.180965.18462802林某甲35913.8115212.66823.5851950.052014／10／31209.6195.141114.47472803舒某甲23652.5711943.68935.7136531.962014／10／3713.290713.29482804张某甲25177.8411656.231449.7938283.862014／10／5776.3315.3761.03492805高某甲88595607.311330.6415796.952014／10／26204.945.08199.86502806修某甲26967.1812208.691100.4340276.32014／10／6851.0335.74815.29512807刘某甲22731.5110610.121357.6934699.322014／10／9692.6819.56673.12522809文某甲35381.316370.32960.0952711.712014／10／121117.7901117.79532810黎某甲57799.328620.833676.1990096.322014／10／162103.1646.352056.81542811吴某甲27135.313398.9964.6441498.842014／10／17837.470837.47552812李某23989.2611545.22833.9536368.432014／11／4709.210709.21562813张某甲23604.2511389.9787.8435781.992014／11／16694.540694.54572814钟某甲21622.611610.761637.6834871.042014／11／3671.770671.77582815王某甲24975.111807.792635.6539418.542014／11／2785.460785.46592816苏某甲18613.839223.32859.9828697.132014／11／21517.420517.42602817沙某甲38974.6918064.81950.7957990.292014／11／181249.7501249.75612818沈某甲24944.2811995.81035.5337975.612014／11／7749.390749.39622819谢某甲24960.0612650.131685.9539296.142014／11／4782.40782.4632820贾某甲41498.0618917.3510048.2670463.672014／11／41561.5901561.59642821贾某甲5533.432810.92754.029098.372014／11／450050652822熊某甲23900.179936.87033837.042014／11／22645.920645.92662823王某甲3782.813173.31916.428872.532014／11／1150050672824杜某甲33989.7817945.592423.6954359.062014／11／61158.9701158.97682825李某甲34966.9216393.845755.9857116.742014／11／221227.9101227.91692840廖某甲28046.5814795.263333.8446175.682014／11／18954.390954.39702841丘某甲78019.4834101.4812614.61124735.572014／11／42794.7102794.71712842唐某49963.724394.857894.6382253.182014／11／111856.3201856.32722843李某甲49721.6822812.247261.9779795.892014／11／51794.8901794.89732844费某甲18093.059734.092101.4929928.632014／11／2548.210548.21742845陈某甲29545.2413317.32132.7344995.272014／11／17924.880924.88752846刘某甲31812.5713831.294336.2549980.112014／11／71049.5001049.5762847罗某20179.229702.27648.5530530.042014／11／19563.250563.25772848李某甲181989.7985910.9143084.59310985.292014／11／245964.7705964.77782849王某34804.0615445.735177.6855427.472014／11／151185.6801185.68792850黎某29881.1714993.723795.5148670.42014／11／211016.7601016.76802851郑某甲20588.829454.132330.0232372.972014／11／21609.320609.32812852郑某甲12123.066163.79384.9218671.772014／11／21266.790266.79822853蔡某甲23964.8411638.965142.1840745.982014／11／23818.640818.64832854刘某194360.3186078.5232274.89312713.722014／11／155990.7005990.7842855李某19415.939564.323818.5932798.842014／11／6619.970619.97852857郑某甲48572.5121208.161264.9971045.662014／11／231576.1401576.14862858赵某甲71092.9631055.39843.24102991.592014／11／152359.8302359.83872859黄某50465.5526599.843568.8280634.212014／11／171815.8501815.85882860黄某23197.6510134.63033332.282014／11／23633.300633.3892861高某21941.0711229.49800.7533971.312014／11／10649.280649.28902862陈某甲159659.5675484.219293.09254436.852014／11／95116.5505116.55912863周某甲29870.2615727.141270.8346868.232014／11／24971.700971.7922864方某甲46954.7125740.522037.174732.332014／11／241668.3001668.3932865熊某21897.4211031.69906.5333835.642014／11／3645.890645.89942866方某甲16292.428635.711025.0225953.152014／11／6448.820448.82952867张某甲21666.710275.083311.9335253.712014／11／16681.340681.34962868李某甲29001838.49351.545090.032014／11／1650.00050972870曾某51534.5124856.748884.6385275.882014／12／71931.8901931.89982871刘某甲48866.120564.723241.2672672.082014／11／111616.8001616.8992872廖某甲47132.5122778.962487.7272399.192014／12／61609.9701609.971002873宋某甲38509.5318051.55449.8262010.852014／12／41350.2701350.271012874黄某甲35944.9318078.291827.9355851.152014／12／21196.2701196.271022875盛某甲33241.8315901.531253.8650397.222014／11／131059.9301059.931032876杨某甲29961.5313856.93927.1444745.62014／11／16918.640918.641042877沈某甲25902.2412558.783352.0941813.112014／12／8845.320845.321052878张某甲25792.6312964.811843.6340601.072014／12／2815.020815.021062879张某甲24975.3610924.752599.6438499.752014／11／14762.490762.491072880江某甲23375.1512504.031902.4437781.622014／12／2744.540744.541082881纪某甲23989.7812613.861710.3538313.992014／12／2757.840757.841092882毕某甲24928.4111057.431416.6437402.482014／11／11735.060735.061102883余某甲23755.8812291.741719.2437766.862014／12／6744.170744.171112885方某甲23241.5111098.922571.536911.932014／12／6722.790722.791122886陈某22296.410797.733139.8136233.942014／12／3705.840705.841132887田某21596.710162.783362.4735121.952014／12／5678.040678.041142888尹某甲21994.4711059.71876.8333931.012014／12／2648.270648.271152889许某甲20892.1210991.461511.8133395.392014／12／8634.880634.881162890曾某甲16635.679819.042031.8128486.522014／12／9512.160512.161172891潘某甲18273.2911472.551908.8531654.692014／12／2591.360591.361182892谢某甲19996.599749.421331.2131077.222014／12／5576.930576.931192893李某甲19936.2310023.29825.9330785.452014／12／7569.630569.631202894胡某19956.779614.371053.130624.242014／12／7565.600565.61212895宗某甲18956.079119.91394.6428470.622014／12／2511.760511.761222896邓某甲15231.348938.51953.2525123.12014／12／3428.070428.071232897吴某甲9018.529012.31227.2419258.062014／12／3281.450281.451242898盛某甲16720.738077.81662.8525461.392014／11／13436.530436.531252899叶某甲16369.078170.61135.9425675.612014／12／6441.890441.891262900江某15989.747519.581679.5825188.92014／12／3429.720429.721272901郑某甲15898.577824.09782.5724505.232014／11／13412.630412.631282904梁某甲12018.435634.191023.5418676.162014／12／6266.900266.91292905高某甲25410.0311653.635625.0242688.682014／12／9867.210867.211302906费某甲23834.7411422.844861.0140118.592014／12／10802.960802.96备注：利息收费标准为日息万分之五，按月计收复利；滞纳金收费标准为每期最低还款额未还部分的5%，最低收费为人民币10元或美元1元。 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